Property report · public records

45 Charles St E

Toronto, Ontario

  • Outside mapped flood areas
  • Bloor-Yonge 290 m
  • Lot 2,049 m²

Lot Potential Score 44 out of 100, Moderate

ModerateMedium confidence: 2 facts not known

  • +8Major Transit Station Area. Inside a Major Transit Station Area: the plan sets higher density targets.
  • −6Second and third units. The by-law likely does not allow a second unit on this lot.
  • +6Rapid transit. 292 m to the nearest subway, LRT or GO station (straight line).

How the score worksNot an appraisal or zoning opinion.

Lot outlined from the municipality's parcel data (approximate, not a survey). Neighbouring lots in grey.

Generated November 1, 2026 from public open data on LSG Realty's own servers. Public records; not a legal, zoning or engineering opinion.

Check another addressExplore the map

Lot

Information: Lot of about 2,049 m²

  • Lot area: 2,049 m² · 0.51 acres · 22,055 sq ft (as stated in the parcel record)
  • About 41.0 m wide and 49.9 m deep (estimated from the lot lines)
  • Parcel type: Condominium
  • Lot lines are approximate and not a survey.

Source: City of Toronto, Property Boundaries (2026-10-30). Public records; not a legal, zoning or engineering opinion.

Zoning

Not available: Zoning not in open data for Toronto

  • Ask the municipality's zoning desk, or read the zoning by-law map. The map has zoning for Toronto and Newmarket today.

Public records; not a legal, zoning or engineering opinion.

Second units and garden suites

Limits apply: Additional units: not likely

  • Unlikely
  • Second unit: not likely · Third unit: not likely
  • Garden suite: not likely · Laneway suite: not likely
  • Up to 2 additional units per lot in this municipality
  • Condominium parcel: additional units are not added to condominium common elements
  • Screening from open data and the municipal by-law; not a zoning opinion. Confirm with the municipality.

Source: City of Toronto, Property Boundaries (lot outlines and stated lot area) (2026-10-31); City of Toronto, Zoning By-law 569-2013 (Zoning Area) (2026-02-20); City of Toronto, Toronto Centreline (public lanes) (2026-10-30); City of Toronto, Ravine & Natural Feature Protection area (2026-11-01); York Region, Parcel (property boundaries across York Region) (2026-11-01); York Region, Regional Official Plan 2022, Map 1 (Urban Area, Towns and Villages) (2026-11-01); Town of Newmarket, Zoning By-laws 2010-40 and 2019-06 (2026-10-10); Statistics Canada, 2021 Census census subdivisions (cartographic boundary file) (2026-11-01); Toronto and Region Conservation Authority, TRCA Regulated Area (Regulation Limit 2025, O. Reg. 41/24) (2026-11-01); Lake Simcoe Region Conservation Authority, Regulation Limit (O. Reg. 41/24) (2026-11-01); Province of Ontario, Oak Ridges Moraine land use designations (2017 Plan) (2026-11-01); Province of Ontario, Greenbelt designations (2017 Plan) (2026-11-01). Public records; not a legal, zoning or engineering opinion.

Multiplex potential

Information: Multiplex: further investigation required

  • Further investigation required
  • Not under Zoning By-law 569-2013 (a former municipal by-law applies): check with the City
  • Preliminary screening from open data. Not a zoning opinion or development approval. Confirm with the City and a qualified professional.

Source: City of Toronto, Property Boundaries (lot outlines and stated lot area) (2026-10-30); City of Toronto, Zoning By-law 569-2013 (Zoning Area) (2026-02-20); City of Toronto, City Wards (25-ward model) (2026-02-20); City of Toronto, Heritage Register (2026-09-01); City of Toronto, Heritage Conservation Districts (2026-09-01); City of Toronto, Ravine & Natural Feature Protection area (last refreshed by the City Jul 23, 2019) (2019-07-23); Toronto and Region Conservation Authority, TRCA Regulated Area (Regulation Limit 2025, O. Reg. 41/24) (2026-10-31). Public records; not a legal, zoning or engineering opinion.

Severance potential

Not available: Severance screening not available for this lot

Public records; not a legal, zoning or engineering opinion.

Variance odds (Committee of Adjustment)

Favourable: 88% of 107 minor variances within 1 km approved (5 years)

  • Within 1 km, last 3 years: 66 decisions: 86% approved (86% approved, 0% with conditions, 8% refused, 6% withdrawn)
  • Within 1 km, last 5 years: 107 decisions: 88% approved (88% approved, 0% with conditions, 7% refused, 6% withdrawn)
  • Ward 13, last 3 years: 105 decisions: 96% approved (96% approved, 0% with conditions, 2% refused, 2% withdrawn)
  • Ward 13, last 5 years: 196 decisions: 95% approved (95% approved, 0% with conditions, 4% refused, 2% withdrawn)
  • Typical time from application to decision: 12 weeks (median of 101)
  • Named in the application (1 km, 5 years): building height 22 (100% approved); floor space index / gross floor area 19 (100% approved); parking 19 (89% approved); lot frontage / lot area 1; 69 name no category
  • Conditions: 0 of 94 approvals within 1 km are recorded as conditional. The City's open data does not publish the conditions; read the decision.
  • 55 Charles St E (40 m) · Approved 2021-12-01 · file A1013/21TEY
  • 62 Charles St E (80 m) · Approved 2024-02-28 · file A0041/24TEY
  • 30 Charles St E (80 m) · Refused 2024-09-25 · file A0529/24TEY
  • 66 Charles St E (100 m) · Approved 2023-11-29 · file A0798/23TEY
  • 628 Church St (130 m) · Approved 2022-07-13 · file A0366/22TEY
  • Past decisions don't predict future ones; not a planning opinion.

Source: City of Toronto, Committee of Adjustment Applications (Closed Applications since 2017) (2026-10-31); City of Toronto, Committee of Adjustment Applications (Active Applications: decided, in the appeal period) (2026-10-31). Public records; not a legal, zoning or engineering opinion.

Flood, Moraine and Greenbelt

Favourable: Outside mapped flood and hazard areas

  • Not within a conservation authority's mapped regulated area (flooding, erosion, wetlands). Mapping is approximate.
  • Outside the Oak Ridges Moraine Conservation Plan area.
  • Outside the Greenbelt Plan area.

Source: Toronto and Region Conservation Authority, TRCA Regulated Area (Regulation Limit 2025, O. Reg. 41/24) (2026-04-29); Lake Simcoe Region Conservation Authority, Regulation Limit (O. Reg. 41/24) (2026-10-31); Credit Valley Conservation, Generic Regulations Limit (2025) (2026-10-27); Central Lake Ontario Conservation Authority, CLOCA Regulated Areas (natural hazards regulation mapping, Nov 2025) (2026-10-31); Hamilton Conservation Authority, HCA Regulated Areas (O. Reg. 41/24) (2026-08-04); Province of Ontario, Oak Ridges Moraine: land use designations (Oak Ridges Moraine Conservation Plan, 2017) (2026-10-31); Province of Ontario, Greenbelt designations (Greenbelt Plan, 2017) (2026-10-31); Province of Ontario, Wetlands (Land Information Ontario): Provincially Significant Wetlands and other evaluated wetlands (2026-10-31); Province of Ontario, Areas of Natural and Scientific Interest (ANSI), life science and earth science (Land Information Ontario) (2026-10-31); Province of Ontario, Wooded Area (Land Information Ontario): mapped woodland cover, not a significance determination (2026-10-31). Public records; not a legal, zoning or engineering opinion.

Water and sewer capacity

Information: Municipal water and sewer (no allocation published)

  • City of Toronto: Toronto Water treats and distributes drinking water and collects and treats wastewater across the city. No servicing allocation system is published.
  • Published figure: Not published
  • Based on: City of Toronto, Toronto Water (2026-11-01)
  • Public records; confirm with the municipality.

Source: City of Toronto, City of Toronto, Toronto Water (2026-11-01); Province of Ontario (Land Information Ontario), Municipal Boundary – Lower and Single Tier (2026-11-01); York Region, Regional Official Plan 2022, Map 1 – Regional Structure: Urban Area (2026-11-01); York Region, Regional Official Plan 2022, Map 1 – Regional Structure: Towns and Villages (2026-11-01). Public records; not a legal, zoning or engineering opinion.

Transit and station areas

Favourable: In a station area · Bloor-Yonge 290 m

  • Nearest rapid transit or GO station: Bloor-Yonge (Line 1 · Line 2), 290 m in a straight line
  • 7 stations within 1 km
  • Inside the Bay Protected Major Transit Station Area. Station area boundaries and density targets come from the Official Plan. Confirm with the municipality.

Source: City of Toronto, Merged GTFS – TTC Routes and Schedules (subway and LRT routes, their shapes and the stations they serve) (2026-11-01); Province of Ontario, Ontario Railway Network (ORWN) track and station, filtered to GO Transit (Land Information Ontario; 2016 attribute vintage) (2026-10-31); York Region, Regional Official Plan 2022, Map 10 – Rapid Transit Network (proposed subway service and stations) (2026-10-31); City of Toronto, Minister-Approved Major Transit Station Areas (MTSA and Protected MTSA delineations) (2026-02-03); York Region, Regional Official Plan 2022, Appendix 2 – Major Transit Station Areas (boundaries and minimum density targets) (2026-10-31); Durham Region, Regional Official Plan (2024 consolidation), Map 3 – Protected Major Transit Station Areas (2026-10-31); City of Brampton, Brampton Plan, Schedule 1B – Primary Major Transit Station Areas (2026-06-11). Public records; not a legal, zoning or engineering opinion.

Commute

Favourable: Union Station: under 20 min by car, under 20 min by transit

  • To Union Station: under 20 min by car · under 20 min by transit
  • To Highway 404 / 407: under 40 min by car · over 60 min by transit
  • Typical weekday morning, estimated from open road and transit schedule data (not live traffic or a trip planner).

Source: LSG commute estimate, Roads © OpenStreetMap contributors (ODbL); LSG commute estimate, TTC schedules: City of Toronto, Open Government Licence – Toronto; LSG commute estimate, Data used in this product or service is provided with the permission of Metrolinx. Public records; not a legal, zoning or engineering opinion.

Schools nearby

Information: Nearest elementary school: Church Street Junior Public School, 690 m

  • Msgr Fraser College (Isabella Campus) (Secondary, 570 m) · Toronto CDSB
  • Jarvis Collegiate Institute (Secondary, 580 m) · Toronto DSB
  • St Joseph's College School (Secondary, 620 m) · Toronto CDSB
  • Church Street Junior Public School (Elementary, 690 m) · Toronto DSB
  • Jesse Ketchum Junior and Senior Public School (Elementary, 810 m) · Toronto DSB
  • Our Lady of Lourdes Catholic School (Elementary, 810 m) · Toronto CDSB
  • The nearest school is not always the one that serves an address: use the board's locator. Boundaries change; confirm with the board.

Source: Ontario Ministry of Education, Ontario public school contact information (placed by Statistics Canada ODA addresses). Public records; not a legal, zoning or engineering opinion.

Child care

Information: 10 licensed child care centres within 1 km

  • Nearest: University Of Toronto Childcare Centre On Charles (290 m) · 35 Charles Street, Toronto, ON M4Y 1R6
  • Licence status as of the ministry's latest monthly file. Ask the centre about spaces and fees.

Source: Ontario Ministry of Education, Licensed child care facilities in Ontario (2026-09-01). Public records; not a legal, zoning or engineering opinion.

Active development applications

Information: 50 active applications within 500 m

  • Official plan and/or zoning by-law amendment · 48 Isabella St (70 m) · Under Review · 25 182140 STE 13 OZ
  • Site plan approval · 66 Charles St E (100 m) · Under Review · 24 175733 STE 11 SA
  • Site plan approval · 15 Charles St E (and 1 more address) (120 m) · Under Review · 21 251413 STE 13 SA
  • Official plan and/or zoning by-law amendment · 15 Charles St E (and 1 more address) (120 m) · Council Approved · 21 251414 STE 13 OZ
  • Official plan and/or zoning by-law amendment · 55 Isabella St (140 m) · Under Review · 26 130807 STE 13 OZ
  • From the municipality's open data. Check the municipality's file for the latest status.

Source: City of Toronto, Development Applications (City Planning, Application Information Centre) (2026-11-01); City of Toronto, Committee of Adjustment Applications (Active Applications) (2026-10-31); City of Brampton, GeoHub, Planning_Land_Use_Development: OPA ZBA Subdivision, Draft Plan of Condo, Site Plan Approval, Minor Variance, Consent to Sever (2026-11-01); York Region, Active Development Application Boundaries (York Region's review of applications in its nine municipalities) (2026-10-27). Public records; not a legal, zoning or engineering opinion.

Upcoming residential projects

Information: 69 upcoming residential projects within 1 km

  • 48 Isabella St (70 m) · Proposed: 69-storey, 814-unit apartment building
  • 66 Charles St E (100 m) · Proposed: 11-storey, 16-unit apartment building
  • 15 Charles St E (and 1 more address) (120 m) · Approved: 66-storey, 610-unit mixed-use building
  • 55 Isabella St (140 m) · Proposed: 75-storey, 843-unit mixed-use building
  • 645 Yonge St (160 m) · Proposed: 76-storey mixed-use building (units not published)
  • From municipal open data. Not a listing or an offer to sell; details change. Confirm with the municipality.

Source: City of Toronto, Development Applications (City Planning, Application Information Centre) (2026-11-01); City of Toronto, Committee of Adjustment Applications (Active Applications) (2026-10-31); City of Brampton, GeoHub, Planning_Land_Use_Development: OPA ZBA Subdivision, Draft Plan of Condo, Site Plan Approval, Minor Variance, Consent to Sever (2026-11-01); York Region, Active Development Application Boundaries (York Region's review of applications in its nine municipalities) (2026-10-27). Public records; not a legal, zoning or engineering opinion.

Building permits nearby

Information: 70 building permits within 250 m since 2024

  • Addition / alteration · 667 Yonge St (140 m) · 2026-10-27 · Permit Issued
  • Addition / alteration · 696 Yonge St (210 m) · 2026-10-23 · Revision Issued
  • Addition / alteration · 175 Bloor St E (240 m) · 2026-10-15 · Permit Issued
  • Addition / alteration · 620 Church St (110 m) · 2026-10-05 · Permit Issued
  • Addition / alteration · 2 Bloor St E (250 m) · 2026-09-18 · Revision Issued
  • From the municipality's open data. Check with the municipality for the permit's current status.

Source: City of Toronto, Building Permits – Active Permits (2026-10-30); City of Toronto, Building Permits – Cleared Permits (2026-10-30); City of Mississauga, Building Permits (issued since 2018) (2026-10-01); City of Brampton, Building Permits (GeoHub) (2026-10-31). Public records; not a legal, zoning or engineering opinion.

Official Plan

Not available: Official Plan designation not available here

Public records; not a legal, zoning or engineering opinion.

Neighbourhood profile

Information: Median household income $70k

  • Median household income (2020): $70,000
  • Owner households: 26%
  • Households with children: 8%
  • Median age: 31.2
  • Population density: 53,641 per km²
  • Statistics Canada, Census of Population 2021 (income is for 2020), for the dissemination area around this address.

Source: Statistics Canada, Census of Population 2021, Census Profile and dissemination area boundaries (2022-04-27). Public records; not a legal, zoning or engineering opinion.