Calculators
Free real estate calculators
For buyers, owners, investors and builders in Toronto, York Region and across Ontario. Every rate is dated and linked to its official source, and your numbers never leave your browser.
Land transfer tax calculatorOntario LTT and Toronto MLTT with first-time buyer refunds, line by line.Open calculator →Mortgage payment and affordability calculatorPayments by frequency, amortization, the stress test, CMHC premiums and minimum down payment.Open calculator →Monthly carrying cost calculatorMortgage, 2026 property tax for Toronto and York Region, condo fees, insurance and utilities.Open calculator →Rental yield and cash flow calculatorGross and net yield, cap rate, cash-on-cash return and DSCR from the rent you enter.Open calculator →Development charges calculatorToronto and York Region DCs by unit type: municipal, regional and education, with ARU exemptions.Open calculator →Land residual calculatorWhat a project can pay for land: revenue less costs, DCs, financing and profit. Illustrative.Open calculator →
For information only; not financial, tax or legal advice. LSG Realty Inc., Brokerage.